DUNS number with Dun & Bradstreet, Experian Business, and Equifax Business — done-for-you so your LLC has a verifiable financial identity.
We open 5 reporting Net-30 vendor accounts (Uline, Grainger, Quill, Crown Office, Summa Office) — the foundation of your Paydex score.
A documented timeline: DUNS → vendor accounts → first tradeline reports → first business credit card. You'll know exactly what happens when.
5 additional Tier 2 vendor accounts and a step-by-step plan for your first business credit card (Ramp, Brex, Amex Business).
We track your tradeline reports, confirm reporting accuracy, and adjust if any vendor underperforms (60 days at Concierge).
$99 or $149/month — ongoing business credit monitoring, 1–2 new vendors per quarter, PAYDEX/Intelliscore tracking, and funding readiness check-ins.
Just formed your LLC? The first 12 months are when you build a business credit profile — start now and you save years of personal-guarantee borrowing.
Funding inventory and payroll on personal cards at 24%+ APR? Business credit unlocks lower-rate financing your LLC can carry without you.
Lenders price loans based on your business credit profile. Six months of clean Paydex history before you apply changes the rate you get.
Your business credit profile builds independent of your personal credit identity — a major advantage for ITIN-only owners.
We register your LLC with Dun & Bradstreet, Experian Business, and Equifax Business. Your DUNS number is the cornerstone.
We open 5 reporting Net-30 accounts. You order, pay on time, and the vendor reports the tradeline to the bureaus.
Your first tradelines hit the bureaus. Your Paydex score begins to form. We confirm accuracy and address any reporting gaps.
With 3+ tradelines and 30+ days of clean payment history, you become eligible for your first true business credit card.
Three setup tiers, choose one. Optional monthly maintenance keeps your profile growing after the initial 90 days. All pricing is for the LLC — business credit work is not regulated by the federal Credit Repair Organizations Act (CROA) or Massachusetts c. 93 §68A, both of which cover natural-person consumers only.
Best for newly formed LLCs with budget constraints, ITIN entrepreneurs starting from scratch, or owners who want hands-on learning.
Our most popular tier. Best for established LLCs ready to delegate setup and start building toward business card approval.
Best for serious entrepreneurs scaling toward bankable revenue, preparing for SBA financing, or buying another business.
Monthly Maintenance Basic ($99) includes monthly business credit report review, 1–2 new vendor additions per quarter, and PAYDEX/Intelliscore tracking. Maintenance Plus ($149) adds priority response and a quarterly written growth plan. Maintenance can be canceled anytime. We do not promise or guarantee any specific funding amount, lender approval, or business credit score outcome — funding decisions are made independently by lenders based on the totality of your business profile.
“Bradley helped me launch my jewelry LLC from scratch — formation, EIN, MassTaxConnect, all of it. When I had a vendor dispute, he walked me through it step by step. It's like having a family advisor who actually understands how we Dominicans work.”
“I bought an existing business and needed to form a new LLC at the same time. Bradley handled both in parallel — the asset transfer with the previous owner and the formation of Nicole Beauty Studio. Clean, bilingual, no surprises.”
“I'm a Netherlands resident living in Massachusetts. I needed an ITIN and nobody wanted my case because of the complexity. Bradley is a Certifying Acceptance Agent and handled everything — the W-7, the certified passport, the supporting documentation. Approved on the first try.”
Starter ($497) is DIY-guided — we give you instructions, vendor templates, and a 30-minute strategy call; you do the registrations yourself. Blueprint ($750) is done-for-you on all 3 bureaus + 5 Net-30 vendors with 30-day follow-up. Concierge ($1,500) is Blueprint + 5 additional Tier 2 vendor accounts, NAV.com setup, business card application strategy, and 60-day follow-up.
Business credit can be built on your LLC's identity using the EIN — separate from your personal credit. However, your first business credit card application typically still requires a personal guarantee, which means your personal credit affects approval. We work on the business profile in parallel with personal credit improvements.
Credit repair addresses inaccurate items on your personal credit report. Business credit building creates a brand-new profile for your LLC from scratch — there's nothing to dispute, just tradelines to establish. The two services complement each other but solve different problems.
Once your initial profile is built, ongoing maintenance ($99 or $149/mo) keeps it growing — adding 1–2 new vendor tradelines per quarter, monitoring your PAYDEX and Intelliscore, and confirming everything reports correctly. The $149 tier adds priority response and a quarterly written growth plan.
Yes — and that's the best time. The earlier you start, the sooner your tradelines age. A 12-month-old LLC with 6 well-aged tradelines outperforms a 5-year-old LLC with no business credit history when applying for SBA or acquisition financing.
No. We guarantee the work — registrations, vendor applications, follow-up, and the structural roadmap. Score outcomes depend on the client paying vendors on time and on each card issuer's underwriting at the time of application.